Contact us today to find out how we can help you achieve financial clarity and certainty for your mortgage.
Hello! I’m Dwight Scaife, founder of Oakvale Financial, a trusted mortgage advisor in Northallerton offering clear, personal guidance across mortgages and protection.
Since starting my career in financial services in 2018, including working with two of the UK’s largest mortgage advice firms, I’ve developed a strong understanding of how to navigate the market and secure the right outcomes for clients. Oakvale Financial was created to bring that experience into a more personal setting, where advice is tailored, honest, and built around you.
Whether you are buying your first home, moving, or reviewing your current deal, my role is to simplify the process and help you make confident financial decisions.
The Story Behind Oakvale FinancialOakvale Financial was built on a simple belief: mortgage advice should feel personal, not transactional.
As a mortgage broker in Northallerton, I wanted to create a service where clients feel comfortable asking questions, understanding their options, and making decisions without pressure. As a husband and father, I understand that a mortgage is more than numbers; it represents stability, security, and long-term planning.
That perspective shapes every conversation. I take the time to understand your situation properly, explain things clearly, and support you throughout the journey from initial enquiry through to completion and beyond.

Straightforward Mortgage Advice
Clear, honest guidance so you always understand your options and next steps.
Personal ApproachEvery recommendation is tailored to your circumstances, goals, and future plans.
Market ExpertiseAccess to over 90 lenders means more choice and better opportunities to secure the right deal.
Long-Term SupportOngoing advice as your situation changes, not just a one-off transaction
What We Help WithAs a mortgage advisor in Northallerton, Oakvale Financial supports a wide range of clients with:
First-time buyer mortgages, Home mover mortgages, Remortgaging options, Life insurance, Critical illness cover, Income protectionYou can explore our services in more detail here:
Mortgage Advice | Protection AdviceBy combining national-level experience with a personal service, Oakvale Financial helps you move forward with confidence.
Who We Work WithOakvale Financial supports:
First-time buyers taking their first step onto the property ladderHome movers planning their next moveHomeowners reviewing their mortgage optionsClients looking for protection and financial securityIf you are searching for a mortgage advisor who offers a personal, straightforward service, you are in the right place.
Oakvale Financial is proud to be based in Northallerton, offering a genuine local service rather than a call centre experience.
Clients value being able to speak directly with someone who understands both the mortgage process and the area they are buying in. It means better conversations, clearer advice, and a more reassuring experience overall.
The focus is always on building long-term relationships, so you have a local mortgage advisor you can rely on as your needs evolve.
See Why Choose a Local Advisor
Book Your AppointmentIf you are looking for clear, supportive mortgage advice in Northallerton, I would be happy to help you explore your options.
Call: 07388 515859
Visit: 80-81 High St, Northallerton DL7 8EG
Or get in touch online to book your free consultation.
Sasha can often be found in the office, either asleep, supervising, or waiting patiently for her next walk.
If you are visiting in person, feel free to say hello; she is a big part of the Oakvale welcome.

Posted on Dan HenryTrustindex verifies that the original source of the review is Google. As a first time buyer I really didn't know anything. Dwight was really helpful and informative, and remained in contact throughout the whole process!Posted on Rob Hutchinson MagicTrustindex verifies that the original source of the review is Google. Fantastic service from start to finish. Dwight was very helpful and informative throughout. I would really recommend for any first time buyer. Thank you for all your help.Posted on Bethany LockwoodTrustindex verifies that the original source of the review is Google. Dwight has been amazing throughout the mortgaging process !! He has made it as stress-free as I can possibly imagine - He made communications and meetings super easy and flexible to fit around work. Explaining every step and option in detail, I understood every decision made. What seemed like SUCH a daunting process was made much easier through his guidance. I would highly recommend using his services whether your a first time buyer or re-mortgaging!Posted on Izzy SykesTrustindex verifies that the original source of the review is Google. I had a great experience with Dwight as my mortgage advisor. He provided excellent service throughout the entire process, making everything feel simple and as stress-free as possible. Dwight was very friendly, professional, and always happy to answer any questions I had. He explained everything clearly and made sure I understood each step, which really put me at ease. I’d highly recommend Dwight to anyone looking for a reliable and easy-to-work-with mortgage advisor.Posted on Jake MichelTrustindex verifies that the original source of the review is Google. Absolutely amazing service from Dwight. From start to finish, he was by far the smoothest part to our house purchase. Even updated us to better mortgage deals while we were waiting for other parties to complete their parts of the purchase. We will definitely be renewing our mortgage deal with him when the time comes!Posted on lee mcmahonTrustindex verifies that the original source of the review is Google. Fast, friendly and informed. Dwight and Oakvale were able to find us more than 1 solution for our mortgage. I’ll be sending everyone I know to Oakvale when they need help with their mortgage/remortgage. Thank you Dwight!Posted on Laura SmithTrustindex verifies that the original source of the review is Google. Great experience with Dwight. He is knowledgeable, very responsive and makes the whole process easy to understand. Always happy to answer any questions and helped find the best option for my situation. Highly recommend to anyone looking for mortgage advice!Posted on O WTrustindex verifies that the original source of the review is Google. Dwight was amazing throughout the full process of buying our first ever home. He was very knowledgeable and informative throughout the mortgage process. Would highly recommend anyone to use him if you are looking for a proactive and knowledgeable mortgage advisorPosted on Kristina CousinsTrustindex verifies that the original source of the review is Google. We used Dwight for our mortgage and as first time buyers we didn’t know where to start. Dwight was fantastic, he guided us through every step of the way of the process, no question was ever a silly question! Dwight is extremely knowledgeable and we would not hesitate to recommend him to anyone.
