- 80 - 81 High Street, Northallerton, DL7 8EG
- dwight@oakvalefinancial.co.uk
Contact us today to find out how we can help you achieve financial clarity and certainty for your mortgage.
- 80 - 81 High Street, Northallerton, DL7 8EG
- 07388 515859
- dwight@oakvalefinancial.co.uk
Book your Protection review
Let's discuss your options and help you start your journey to clarity and financial protection.
Protection Advice
Often an area that causes confusion when discussed in conjunction with Mortgages, Protection is an essential part of the conversation for ensuring financial piece of mind in the event of a period of incapacity, a critical illness diagnosis or death.
Your greatest asset is your ability to earnWe take great care to insure valuable items around us – whether it’s cars, pets or mobile phones, but if something were to happen to you or your partner – how long could you continue to pay the bills for?
Here at Oakvale Financial, our aim is to protect you from all that life can throw your way. We listen to your exact requirements and recommend a range of policies that can help give peace of mind and protect you should the worst happen.
There’s a whole raft of protection available, we listen to your needs and guide you through suitable options on what you can do to protect your family. Book an appointment today.
Availability and cost of cover is subject to criteria such as age, lifestyle, current health and medical history.
We can help protect you with some of the following eventualities:
- Losing an income if you are unable to work due to accident or illness
- Keeping the bills paid during a critical illness
- Protecting your family if you or your partner dies
- What is Income Protection?
- How much does it cost?
Income Protection is cover to protect your income if you were suddenly unable to work due to illness or injury.
It can pay out a specified amount of money each month during the claim period, the funds can be used to cover monthly expenditure, general household commitments, rent or mortgage costs.
The cost varies depending on a number of factors, including:
- Health
- Occupation
- Requested amount of income to be replaced
- How quickly you wish to receive the funds
- What is Critical Illness Cover?
- How much does it cost?
Critical Illness Cover provides financial support in the event of you experiencing a serious illness diagnosis or experiencing a life changing medical event.
It can pay out a specified amount of money, typically as a single lump sum on acceptance of the claim.
The cost varies depending on a number of factors, including:
- Health
- Occupation
- Requested amount of funds to be received
- The level of cover applied for and what features are included
- What is Life Cover?
- How much does it cost?
Life Cover provides financial support in the event of you passing away. This is often aligned with a mortgage or other financial commitment to ensure that family members know this will be fully repaid in the event of you passing away.
It can pay out a specified amount of money, typically as a single lump sum on acceptance of the claim.
The cost varies depending on a number of factors, including:
- Health
- Occupation
- Requested amount of funds to be received
- The level of cover applied for and what features are included