Contact us today to find out how we can help you achieve financial clarity and certainty for your mortgage.
Hello! I’m Dwight Scaife, founder of Oakvale Financial, a trusted mortgage advisor in Northallerton offering clear, personal guidance across mortgages and protection.
Since starting my career in financial services in 2018, including working with two of the UK’s largest mortgage advice firms, I’ve developed a strong understanding of how to navigate the market and secure the right outcomes for clients. Oakvale Financial was created to bring that experience into a more personal setting, where advice is tailored, honest, and built around you.
Whether you are buying your first home, moving, or reviewing your current deal, my role is to simplify the process and help you make confident financial decisions.
The Story Behind Oakvale FinancialOakvale Financial was built on a simple belief: mortgage advice should feel personal, not transactional.
As a mortgage broker in Northallerton, I wanted to create a service where clients feel comfortable asking questions, understanding their options, and making decisions without pressure. As a husband and father, I understand that a mortgage is more than numbers; it represents stability, security, and long-term planning.
That perspective shapes every conversation. I take the time to understand your situation properly, explain things clearly, and support you throughout the journey from initial enquiry through to completion and beyond.

Straightforward Mortgage Advice
Clear, honest guidance so you always understand your options and next steps.
Personal ApproachEvery recommendation is tailored to your circumstances, goals, and future plans.
Market ExpertiseAccess to over 90 lenders means more choice and better opportunities to secure the right deal.
Long-Term SupportOngoing advice as your situation changes, not just a one-off transaction
What We Help WithAs a mortgage advisor in Northallerton, Oakvale Financial supports a wide range of clients with:
First-time buyer mortgages,Home mover mortgages,Remortgaging options,Life insurance,Critical illness cover,Income protectionYou can explore our services in more detail here:
Mortgage Advice | Protection AdviceBy combining national-level experience with a personal service, Oakvale Financial helps you move forward with confidence.
Who We Work WithOakvale Financial supports:
First-time buyers taking their first step onto the property ladderHome movers planning their next moveHomeowners reviewing their mortgage optionsClients looking for protection and financial securityIf you are searching for a mortgage advisor who offers a personal, straightforward service, you are in the right place.
Oakvale Financial is proud to be based in Northallerton, offering a genuine local service rather than a call centre experience.
Clients value being able to speak directly with someone who understands both the mortgage process and the area they are buying in. It means better conversations, clearer advice, and a more reassuring experience overall.
The focus is always on building long-term relationships, so you have a local mortgage advisor you can rely on as your needs evolve.
See Why Choose a Local Advisor
Book Your AppointmentIf you are looking for clear, supportive mortgage advice in Northallerton, I would be happy to help you explore your options.
Call: 07388 515859
Visit: 80-81 High St, Northallerton DL7 8EG
Or get in touch online to book your free consultation.
Sasha can often be found in the office, either asleep, supervising, or waiting patiently for her next walk.
If you are visiting in person, feel free to say hello; she is a big part of the Oakvale welcome.

Posted on Google![]()
R M8 days agoTrustindex verifies that the original source of the review is Google.
I couldn't recommend Dwight highly enough. He was incredibly helpful throughout the entire mortgage process. He was always available to answer any questions I had, no matter how big or small, and nothing ever seemed too much trouble. Thank you for all your support and guidance.Posted on Google![]()
S Dixon23 days agoTrustindex verifies that the original source of the review is Google.
Got us an offer we were happy with given our unique circumstances, worked with us to accommodate for awkward timings due to shift work patterns.Posted on Google![]()
J Humphries35 days agoTrustindex verifies that the original source of the review is Google.
Dwight has been exceptional in our journey in getting our first property. We are first time buyers and wouldn’t know where to begin but the service Dwight has provided is amazing! He is really patient and knowledgeable and I would recommend anyone to him.Posted on Google![]()
L Andrews44 days agoTrustindex verifies that the original source of the review is Google.
From my first meeting to getting the keys, Dwight was excellent, his knowledge in the sector was second to none, he made the whole process easy and sorted everything out. Very easy to reach if there were any questions. Will definitely be using his services again.Posted on Google![]()
C Henry60 days agoTrustindex verifies that the original source of the review is Google.
Dwight couldn’t have been more helpful. We were keen to look at all available options and he patiently went through it all with us, fully explaining everything and helping us come to an informed decision. I would fully recommend Oakvale Financial, when it comes to remortgaging again, there is no doubt we will be returning here. Customer service was fantastic. Thanks Dwight.Posted on Google![]()
L Rana83 days agoTrustindex verifies that the original source of the review is Google.
Easy to reach, comfortable to speak, explain us with detail with out no any rush.Posted on Google![]()
J96 days agoTrustindex verifies that the original source of the review is Google.
I can’t thank Dwight enough for his support, patience, and professionalism throughout my home-buying journey. From the very beginning, he took the time to get to know me and made the whole experience feel personal. Dwight was always quick to respond to emails and happy to talk me through any questions I had, no matter how big or small. His clear communication and regular updates made what could have been a stressful process feel straightforward and stress free. Most importantly, Dwight worked hard to secure the best mortgage deal for me. I wouldn’t hesitate to recommend him to anyone looking for a knowledgeable, trustworthy, and genuinely caring mortgage broker.Posted on Google![]()
V Pagot102 days agoTrustindex verifies that the original source of the review is Google.
We had an exceptional experience with Dwight Scaife at Oakvale Financial. Dwight was incredibly helpful and friendly and was always available to answer our questions. He often went above and beyond to ensure we were taken care of. The service was professional and the results exceeded our expectations. We would not hesitate to use this company again and would highly recommend Dwight to anyone.Posted on Google![]()
D Kirby110 days agoTrustindex verifies that the original source of the review is Google.
Dwight is very professional and explains everything clearly. From the first phone call, he was easy to talk to. I needed help with a remortgage and although it can be a daunting process, Dwight explained everything in simple terms so it was easy to understand. He was quick to respond to emails and kept me up to speed as my remortgage progressed. Would definitely recommend.Posted on Google![]()
P Games112 days agoTrustindex verifies that the original source of the review is Google.
Dwight was super helpful in explaining the mortgage process to us, he explained everything in a clear, easy to understand way and his dog Sasha brought us lots of joy in his office aswell :) He kept us informed through the process via email and text and answered all the million questions we had too. He was a pleasure to deal with and I'd recommend him to anyone wanting to get a mortgage.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
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